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Lumpsum Investment Calculator
FinanceCalculate the future value of your one-time lumpsum investment. Estimate how your money grows with compound interest over time.
Yr
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Enter investment details to calculate growth.
What is Lumpsum Investment?
A lumpsum investment is a one-time investment of a large amount of money, as opposed to making regular periodic investments (like SIP). The entire amount is invested at once and grows with compound interest over time.
Compound Interest Formula
FV = P × (1 + r)^n
- FV = Future Value
- P = Principal (lumpsum amount)
- r = Annual interest rate (in decimal)
- n = Number of years
Lumpsum vs SIP
Lumpsum
Best when you have a large amount available and expect markets to grow. Higher risk but potentially higher returns if timed well.
SIP
Best for regular investors. Rupee cost averaging reduces timing risk. Good for building wealth gradually.
How to Use
- 1Enter the Lumpsum Investment Amount.
- 2Set the Investment Duration in years.
- 3Input the Expected Annual Return rate.
- 4View your projected future value and total gains.
Best For
- Planning one-time investments in mutual funds or stocks.
- Estimating returns from fixed deposits.
- Comparing lumpsum vs SIP investment strategies.